Name: Legal name; home address; contact phone; email address. Spouse name. Social security number (the attorney will need this to file).
Secured debts: give estimates for fair market value, debt balance, monthly payment, number of months behind (if any).
House: give separate balances for first, second, third mortgage (if any).
Cars: Describe each vehicle (year, make, model); give info on debt (balance and monthly payment) and fair market value for each vehicle. Use Private Party Value from Kelley Blue Book, on kbb.com.
Other secured debts: Boat, RV, furniture, jewelry, or other property that will be repossessed if you do not pay. Give estimated debt payoff; monthly payment for the debt; and estimated value of the asset.
Unsecured debts:
Credit cards: for each card, the balance, monthly payment, credit available; any amount borrowed in past 90 days; how many months behind (if any).
Medical debts: estimated total; does not need to be itemized in detail yet.
Tax debts: some taxes can be discharged. The attorney needs to know the year for each tax debt; whether it is for income or payroll or some other tax; if the tax return was filed; whether the return was filed at least 2 years ago.
Other unsecured debts: give approximate balances, monthly payments, how far behind in payments.
Valuable assets, other than collateral for secured debts, with values at least $1,000 or more: general description of asset and estimated market value. (Note: market value is what you expect to receive in cash from a buyer on Craig's List this weekend!).
Annual or Monthly income: for client and spouse. (Use average if income fluctuates).
Monthly Fixed Expenses: House payment or rent; car payment; day care or support for children or ex spouse; extraordinary expenses (we will estimate the usual expenese for phone, utilities, insurance, gas, food, etc.)
General information: are you married? Do you have minor or dependent children (how many)? Do you usually receive a tax refund (how much)? Did you file all past tax returns that came due? Did you lose a house or car to foreclosure or repossession recently? When? Do you owe child support? Are the payments current?
